Our products

You cannot predict the future, but with protection from Minn-Iowa, you can be confident that your crops and business are secure should disaster strike.

Policy Options

  • Revenue Protection
  • Yield Protection
  • RAMP
  • Hail
Insurance Agent

How do they work?

Revenue Protection

Revenue Protection (RP) is multi-peril crop insurance product that is based on the Commodity Exchange Price Provisions (CEPP) prices and protects against production loss, price decline or increase, or a combination of both. To determine the loss guarantee, RP will use the greater of the Projected or Harvest Price. RPHPE insures in the same way as RP, but uses only the Projected Price to determine the loss guarantee.

Yield Protection

Yield Protection (YP) and Actual Production History (APH) are multi-peril crop insurance products that provide protection against losses in yield due to nearly all natural disasters. For most crops, that includes drought, excess moisture, cold and frost, wind, flood, and unavoidable damage from insects and disease. These products guarantee a yield based on an individual producer’s actual production history. If the Production to Count is less than the Yield Guarantee, an indemnity is paid.

RAMP

Revenue Accelerator Max Protection (RAMP) allows producers the opportunity to boost revenues at specific risk levels within their risk management plans. RAMP supplements the insured’s MPCI coverage and is designed to help provide additional coverage for when production and/or revenue losses are just over or under an insured’s MPCI guarantee. RAMP Yield (RY) is a plan that pays based on where the production to count (harvested bushels) falls within the selected coverage band. RAMP Revenue (RR) is a plan that pays based on where the harvest revenue falls within the selected coverage band.

Crop Hail

Most hailstorms last three to five minutes. In that time, Mother Nature can deal a crushing blow to your crops, your profits, and the future of your farming operation. Remove that risk today with Crop Hail coverage from Farmers Mutual Hail. Crop Hail coverage provides protection against physical damage from hail and/or fire. Most FMH hail policies include extended coverages like fire and lightning, vandalism and malicious mischief, and certain perils while in transit and storage at no additional cost to you. Farmers Mutual Hail has a variety of hail coverages available depending on your specific needs: full/basic, dollar/deductible, and companion.